Posts Tagged ‘long’

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How long must I wait to apply and qualify to refinance my new APR mortgage for a fixed rate?

My credit score is 703, but I’m self employed and did a no docs, no down APR.

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How long after a discharged Chapter 7 bankruptcy can I refinance?

Hi,
The 2-year ARM on my home mortgage (two mortgages) expires August 2008 (home purchased August 2006). However, I filed a Chapter 7 bankruptcy in 2007 (discharged in July 2007). Will I be able to refinance this year? I’ve heard that Ch. 7′s are different from Ch. 13′s in terms of the refinancing waiting time.

2nd mortgage Foreclosure: How long is the delay to put it on your credit?

We paid off a 2nd mortgageforeclosure before it went through. We continued to pay on our first mortgage with no problem. The attempted forclosure was not on our credit report until we refinanced with a new mortgage company. Is this fair? It looks suspicious that it only appeared on our credit after we refinanced with a new company. We understand that business is business but it seems that they were fine with everything until we pulled our mortgage from them and went with another company.

since the fed cut rates again today how long will it take to get to the bank?

for example. i want to refinance my mortgage. of course i want the best rate possible. since the fed cut the rates again today how long should i wait before i can go and apply for a refinance??? my husband is trying to tell me it takes about 2 weeks. but that seems like a long time to me. i would think maybe 2 days. does any one know this????

How long after bankruptcy shall I wait to apply to refinance my mortgage?

I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?

I have an interest only mortgage; should I refinance to a fixed rate; I don’t know how long I will live here?

I may try to sell the house in a year; but am not sure it will sell; things just aren’t moving right now

The fed adjusts short term interest rates. What affects long term rates such as a 30 year fixed mortgage?

I am interested to find out what will make the 30 year mortgage rates rise and fall? I have heard that it is tied to the treasury note. Please help. Thank you.